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Other Ways To Give

Each individual, family, or organization we work with has unique charitable interests and financial circumstances. We help you make the most of both, so you receive the greatest return on your community investment.


Securities (stocks or bonds)

Gifts of appreciated securities (publicly-traded stocks and bonds, mutual funds, and stock in closely-held companies) can be used to establish or add to a charitable fund. When you donate appreciated securities, the IRS allows you to take a charitable tax deduction (up to 30% of your adjusted gross income, with any surplus carried forward over the next five years) on the full fair-market value of your gift providing you have held the stock for more than 12 months. You also avoid capital gains tax on the appreciated portion of the gift.


Real Property (real estate)

A gift of real estate is an ideal way to attain a level of giving you might not have previously considered possible. You can make an outright gift of real estate now, later through your estate planning, or it can be placed in a charitable remainder trust to provide income to you or your children. Gifts of real estate, held more than 12 months, can save you from potential capital gains tax and provide an income tax charitable deduction for the property's full fair-market value. The deduction limit for such property gifts is 30% of adjusted gross income, again offering carry-over of any excess for five years. Since these gifts are considered on a case-by-case basis, please contact Jan Edmondson or Mary Stanley, senior gift planning advisors, at 317.634.2423.


Life Insurance

Life insurance is often purchased when people want protection for their family, business, or estate. However, in later years they often find they do not need all the insurance they did when they were younger. Your life insurance policy can be used as a charitable gift, providing valuable income and estate tax savings.

Qualified Retirement Plans

Currently subject to both estate and income taxes, your qualified retirement assets left in your estate could be significantly reduced. Naming Central Indiana Community Foundation as a beneficiary of a qualified retirement plan allows you to designate the total accumulation for charitable causes most important to you.