Grow, build, expand, and invest your philanthropy with a variety of giving options. Our objective is to work with you to determine the means of giving that best suits your personal interests, whether through a donation of cash, securities, or real property. Your gift qualifies for maximum charitable benefit under state and federal law.
Cash or Check: Gifts of cash or check are an easy and convenient way of making a charitable contribution and can be used to establish or add to a charitable fund. Cash gifts entitle you to a tax deduction, up to 50% of your adjusted gross income (AGI), with an opportunity to carry-over any excess deduction for five years.
Read more about making a cash or check contribution.
Securities (stocks or bonds): Gifts of appreciated securities (publicly-traded stocks and bonds, mutual funds, and stock in closely-held companies) can be used to establish or add to a charitable fund. When you donate appreciated securities, the IRS allows you to take a charitable tax deduction (up to 30% of your adjusted gross income, with any surplus carried forward over the next five years) on the full fair-market value of your gift providing you have held the stock for more than 12 months. You also avoid capital gains tax on the appreciated portion of the gift.
Many people find they are able to make a larger gift using appreciated securities instead of cash. Read more about Securities.
Real Property (real estate): A gift of real estate is an ideal way to attain a level of giving you might not have previously considered possible. You can make an outright gift of real estate now, later through your estate planning, or it can be placed in a charitable remainder trust to provide income to you or your children. Gifts of real estate, held more than 12 months, can save you from potential capital gains tax and provide an income tax charitable deduction for the property's full fair-market value. The deduction limit for such property gifts is 30% of adjusted gross income, again offering carry-over of any excess for five years. Since these gifts are considered on a case-by-case basis, please contact Jan Edmondson, Senior Gift Planning Advisor, at 317.634.2423.
Read more about CICF’s Gifts of Real Property.
Are you interested in making a difference now in your community? Click here to learn how you can make a gift today.
Each individual, family, or organization we work with has unique charitable interests and financial circumstances. We help you make the most of both, so you receive the greatest return on your community investment.
Deferred gifts are tailored to meet your particular need:
Charitable Bequest: A bequest can be a percentage of your estate or a specific amount willed to CICF, one of our endowment funds, or your own named endowment fund. CICF can also be named as the residual or contingent beneficiary of your estate.
Read more about charitable bequests.
Charitable Gift Annuity: A gift annuity pays a fixed and guaranteed lifetime income for one or two lives, in exchange for a gift of cash, stock, or other property. It offers a current income tax charitable deduction, as well as paying fixed and guaranteed income, some of which may be tax-free income. CICF realizes your gift upon the annuitant’s death.
Read more about charitable gift annuities.
Charitable Lead Trust: With a charitable lead trust, the assets transferred to the trust are eventually returned to the donor or, more typically, to the donor's children. Income is paid to CICF annually while the assets remain in the trust. Such trusts can be created during your lifetime or at death with significant savings in gift or estate taxes possible.
Read more about charitable lead trusts.
Charitable Remainder Trust: This planned giving strategy is ideal for donors who want to provide a life income for themselves, their spouse, or children. The tax benefits for this type of trust are substantial, including a current income tax charitable deduction, free of capital gains tax, and ultimate avoidance of estate tax. Upon the death of the income beneficiaries of the trust, or a term of years, the remaining assets are donated to CICF or to your own named endowment fund in order to benefit the community for years to come.
Read more about charitable remainder trusts.
Life Insurance:
Life insurance is often purchased when people want protection for their family, business, or estate. However, in later years they often find they do not need all the insurance they did when they were younger. Your life insurance policy can be used as a charitable gift, providing valuable income and estate tax savings.
Read more about life insurance gifts.
Qualified Retirement Plans:
Currently subject to both estate and income taxes, your qualified retirement assets left in your estate could be significantly reduced. Naming Central Indiana Community Foundation as a beneficiary of a qualified retirement plan allows you to designate the total accumulation for charitable causes most important to you.
Read more about qualified retirement plans. For more information on ways to give, please contact Jan Edmondson, Senior Gift Planning Advisor, at 317.634.2423.
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Frances supported her church with love and commitment while she was living. Now, her estate gift will impact the place and people she cared so deeply about beyond her lifetime. 
